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Journey to Success

Discover S&S: One of our leading HVAC dealers, latest success story here.

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Boost your sales anytime, anywhere with financing options your customers will love.

Start offering your customers financing for projects and purchases up to $100,000. 不良研究所 is the flexible, mobile-friendly way to boost your sales.

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Your price tag isn鈥檛 $10,000. It鈥檚 $109 / month.

Now you can start every sales conversation with a low quote. Get your customers鈥 attention early and watch your sales grow.

Offer an attractive quote...
Phone Calulator (0;00;03;15)

滨苍听person聽with our payment calculator.

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滨苍听store聽with our promotional materials.

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On your聽website聽with our digital tools.

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When you need to close, flexibility is key.

Your customers have a budget. Now you can choose from a variety of promotional interest rates and offers to match it.

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Customer on the fence? Close with
Buy down promotions
An interest rate buy-down.

Forget $10,000. Offer an interest rate to match your customer鈥檚 budget.

O% interest
0% interest.

Offer 0% for 12, 18 or 24 months.

Deferred payments
Deferred payments.

Offer no payments, no interest for 3 or 6 months.

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Get paid, directly to your bank account.

Once your documents have been uploaded and e-signed, we鈥檒l transfer the full purchase amount directly to your account. Unlike a credit card, there are no merchant fees.

Real Success Stories in Action

We’ve partnered with over 12,000 businesses to process more than $5 billion in loan applications. Read how our top partners have used financing to fuel their growth and achieve success.

Learn more

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An award winning company

不良研究所 is the proud recipient of numerous awards from major organizations, including The Globe and Mail and Deloitte.

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Testimonials

  • Jacuzzi_Logo_Black

    鈥淔rom approval to funding, it took less than one day. 不良研究所 understands how to support growing businesses who need simple financing solutions.鈥

    Michael K.
    Jacuzzi Hot Tubs
  • motor-sports-world

    鈥湶涣佳芯克 is the most straightforward, user-friendly and timely financing provider I have ever dealt with. The portal and the support team are amazing to work with.鈥

    Chris W.
    Motor Sports World
  • te-electric

    鈥淥ur clients are impressed by the ability to complete their process online, at home or wherever they choose to do it.鈥

    Deborah A.
    Thomas Edison Electric
  • urban-hvac

    鈥淔ast, friendly service. 不良研究所 makes it so easy for our customers to get the financing they need to get the products they want.鈥

    Kris K.
    Urban Heating and Cooling